Union State Insurance: The Name for Better Car Insurance in Pell City, Alabama

Car Insurance: Mandatory Liability Coverage in Alabama

Even the best drivers can be liable for things beyond their control. That’s why all Alabama drivers must protect fellow motorists by having liability insurance. As a driver, you might not be able to avoid hydroplaning on a slick road, but you can be the good guy and make sure you protect other drivers, by maintaining proper liability insurance. Also, having the right insurance will help you avoid fines as the state of Alabama has mandatory requirements for all registered motor vehicles to carry liability insurance.

Family in an SUV going on a trip smiling

Union State Insurance : The Insurance Agency That Works for You

If you’re shopping around for car insurance and weighing all your choices, trying to make sense of all the possible coverages, Union State Insurance is ready to help make sense of all those possibilities. As an independent insurance agency in Pell City, Alabama, we partner with numerous car insurance carriers, and can do the shopping around for you! We offer a variety of car insurance coverages for Alabama drivers of all ages and risk levels. 

We'll work with you to find the coverages that best suit your individual circumstances and needs. We'll remain ever mindful of your budget and strive to meet all your insurance needs in a timely, professional way. 

Standard & Non-Standard Car Insurance

At Union State Insurance, we write standard and non-standard car insurance policies alike.  What is a standard car insurance policy?  Standard car insurance covers “preferred” and “super preferred” drivers.  This group includes: 

  • Older motorists
  • Motorists with driving records indicating maturity behind the wheel
  • Motorists with few or no tickets and/or car accidents

At Union State Insurance, we understand that accidents happen, and that’s why we offer coverage for higher-risk, non-standard drivers, too. This group includes: 

  • New and/or younger drivers
  • SR22 drivers
  • Motorists whose driving record indicates insufficient experience or maturity
  • Motorists with several accidents and/or tickets

Your Car Insurance Agency for Multiple Coverage Types

In addition to standard and non-standard car insurance, at Union State Insurance, we also offer coverage for: 

  • Classic cars
  • RVs
  • Motorcycles
  • Boats & Watercraft

Union State Insurance: Making Comprehensive Coverage Comprehensible

You never know when a car accident will happen or when you’ll be involved in one. It’s critical to secure the right car insurance coverage for your car, truck, SUV, or van before an accident happens. The independent agents at Union State Insurance attend to every detail of every policy they write—the big ones, the little ones, and every detail in between. 

At Union State Insurance, we believe a properly-written car insurance policy should be understandable and easy to comprehend. Our independent Alabama insurance agents write each policy with that philosophy in mind. 

However, if you don’t understand something, ask us. We’re here to answer all your questions and to provide all the information you need to make informed decisions about car insurance in Pell City, Alabama. Our agents won’t finalize any policy until they are certain everything is crystal clear.  

For a Free Car Insurance Quote, Contact Union State

At Union State Insurance , we are passionate about proper car insurance coverage.  We believe that our professional responsibilities are not to a corporation, but for our clients.  We don’t work for the insurance industry. We work for you!  

Union State Insurance offers free, comparative quotes on personal car insurance from multiple insurance carriers, assuring you of the best possible rate.  Want to see how much we can save you on car insurance?  For a free online car insurance quote, fill out our online quote form on our contact page! or call Union State Insurance today at (205) 884-1670!

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