Mobile Home Insurance: Protecting Your Share of the American Dream
You’ve worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.
Without having proper mobile home insurance, you are leaving your home and your family at risk. We believe that every mobile home needs comprehensive mobile home insurance from Union State Insurance to truly feel like home.
Mobile Homes Have Unique Coverage Needs
Mobile homes—especially older ones—involve their own unique set of risks and liabilities. At Union State Insurance, we’re here to answer all your questions about mobile home insurance and to help you sort through all your coverage options and needs.
What Does Mobile Home Insurance in Pell City, Alabama Cover?
Like a typical home insurance policy, mobile home insurance can provide comprehensive coverage from a range of perils:
- Losses from wind and hail damage
- Losses due to collapse under the weight of ice or snow
- Losses caused by stray or wild animals
- Losses caused by busted pipes
- Losses due to theft
- Losses due to vandalism
- Losses due to an explosion
- Losses due to landslide
- Losses due to vandalism
- Losses due to fire
As you can see, there is a significant overlap between the two policy types. However, some perils covered by mobile home insurance aren’t covered by standard home insurance and vice versa.
Mobile Home Liability Insurance
A proper mobile home insurance policy should also include a liability provision. Liability insurance protects you, the homeowner, against lawsuits arising from bodily injury or property damage incurred by others while on your property. If you were sued and judged legally liable for such losses, liability would help pay for:
- Property damage to the affected person(s)
- Pain & suffering of the affected individual(s)
- Lost wages incurred because of the injury
- Medical bills incurred because of the injury
Mobile Home Personal Property Insurance
Personal property insurance will reimburse you for the actual cash value of any belongings you lose that are covered by the policy.
Union State Insurance is Your Trusted Central Alabama Insurance Agency for Mobile Home Coverage
At Union State Insurance, we feel privileged to partner with clients throughout Alabama. We work hard to exceed client expectations, and we’re devoted to being a dependable resource for each policyholder filing claim. When you need us most, we’ll be there to help every step of the way. This is our promise to every policyholder.
Contact Union State Insurance for a FREE Pell City, Alabama Mobile Home Insurance Quote
At Union State Insurance, we’ve built two things: Relationships in coverage and Heart-of-Pell City pride. If you’re ready to start a new friendship with a Pell City, Alabama mobile home insurance agency that puts your best interests first, call Union State Insurance today at (205) 884-1670. Or for a free online mobile home insurance quote, just fill out the form on this page. We can’t wait to work with you!