Union State Insurance Off Road Insurance

Coverage for Every Excursion with Off Road Insurance from Union State Insurance

For all your off-road adventurers out there in Pell City, Alabama, Union State Insurance specializes in ATV insurance. We’re so privileged to live near beautiful outdoor recreation. Whether you like mudding on your ATV or cruising towards your next hunt in your side-by-side, Union State Insurance is ready to protect your next adventure.
So then, what're your preferred means of getting away from it all?

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Appropriate Insurance Coverage for Every Vehicle You Own

Everyone knows you need insurance for your day-to-day personal cars and trucks. But what about coverage for vehicles that take you off the beaten path? Many people don’t realize that carrying insurance coverage for their off-road vehicles is just as important as their regular, everyday vehicles. Some people don’t realize the variety of coverages available for ATVs, golf carts, and other leisure vehicles, either.

Not to worry. At Union State Insurance, we can help you decipher which coverages are best suited to your particular off-road vehicle. We offer policies covering a wide range of circumstances. Whether your recreational vehicle is out roaming the woods, putting between the greens, or even parked in the garage through the off-season, we can write appropriate coverages to protect it.

Is My ATV or Golf Cart Covered by My Existing Insurance Policies?

In most cases, typical home insurance and auto insurance coverage won't protect any variety of recreational or specialized vehicles. If you use your vehicle on your property, normal auto or home insurance might provide limited coverage, but you need to review the policy or call your agent for details.

Many people don’t use their ATV on personal property, anyway. Plus, more and more public facilities are now mandating that riders and drivers carry appropriate insurance. If you own one of these vehicles, you owe it to yourself and to others to carry comprehensive coverage from Union State Insurance.

What Does ATV & Golf Cart Insurance Cover?

Standard insurance policies for ATVs and golf carts cover many of the same perils regular auto or motorcycle policies cover:

  • Comprehensive
  • Collision
  • Bodily Injury & Property Damage Liability
  • Uninsured/Underinsured Motorist

Call Union State Insurance for a Free Quote on Off Road Insurance in Pell City, Alabama

Got questions about ATV and golf cart insurance? We’re here in the office anytime during regular business hours with the answers you need to make informed coverage decisions; call Union State Insurance at (205) 884-1670! Or fill out our online quote form on our contact page!

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